Stonerose - Cash & Liquidity Management Consulting
- Our mission
To offer top-notch treasury cash and liquidity management services, catering to both SMEs and large enterprises. We're committed to aiding our clients in swiftly converting sales into cash while maximizing revenue. How? By delivering easily comprehensible daily cash reports and 13-week cash flow forecasts straight to your inbox. These reports, complete with KPI graphs, grant business owners and managers immediate insight into their cash liquidity and working capital movements on a daily basis. By dedicating just a few minutes each day to review these reports, stakeholders can pinpoint cash expenditures, identify sources of cash generation, and anticipate cash flow trends over the next 13 weeks. Armed with these profound business insights, decision-makers can confidently steer their operations daily. In contrast, traditional month-end financial statements often lag behind and lack the real-time cash liquidity information crucial for effective daily cash and working capital management. Furthermore, they tend to be unfriendly to non-finance individuals. Our goal is to bridge this gap, empowering more businesses to thrive by offering accessible and superior cash and liquidity management services.
- What we do
We're all familiar with the adage "cash is king" and understand that it's the lifeblood of any business operation. Without a healthy and robust cash flow, a business is prone to becoming "sick," weaker, and, in many cases, collapsing during challenging times. Take, for instance, the pandemic period from 2019 to 2021, where the UK government's lockdown policies led to a sudden and significant decrease in consumer spending. Within just a few months, numerous cash-strapped companies were forced out of business. The primary issue? A lack of adequate cash flow. Many of these businesses didn't have sufficient cash reserves to weather the storm. When daily cash inflows ceased, even for a short period, they found themselves unable to meet their obligations, including payments to suppliers, employee salaries, and loan repayments. Unfortunately, closure became inevitable, resulting in disappointing and saddening outcomes.
To establish a business that can thrive in both prosperous and adverse conditions, it's imperative to implement a robust cash and liquidity management process. However, there has always been a scarcity of treasury expertise in the market, with the majority employed by large multinational corporations. For SMEs and even sizable local enterprises, recruiting treasury professionals is challenging and costly. This is where we step in. We aim to address this gap in the market by offering accessible and superior cash and liquidity management services tailored to the needs of companies. We assess your current cash management processes, identify areas for improvement, and assist you in building the most effective cash and liquidity management framework. Our services include providing daily cash liquidity reports and weekly cash flow forecasts, as well as integrating working capital data such as accounts receivable and accounts payable reports. By combining these insights, we help you develop a robust working capital management strategy alongside cash liquidity management.
Additionally, we offer month-end cash flow reports and long-term forecasts spanning from one year to multiple years to gauge your business's return on invested capital (ROIC) and free cash flow (FCF) management. This allows you to assess your business's financial health and forecast its future performance accurately. If you're looking to streamline your bank accounts and enhance your bank relationships, we provide bank relationship management services and consulting tailored to your needs.
By integrating cash liquidity reports, working capital management insights, and monthly cash flow analyses with long-term forecasts, your business can redefine and enhance its business model. A leader in its industry must have a resilient business model that ensures strong cash flow in all market conditions. Such a business can not only thrive during favorable market conditions but also seize opportunities during downturns, using its cash reserves to acquire struggling companies. Moreover, a business with robust cash flow can provide attractive benefits to its employees, fostering a positive and motivated workforce.
- Who we are
With more than two decades of experience collaborating with diverse businesses, ranging from local enterprises to international corporations across various industries in the UK, we possess profound insights into business operations. Our extensive experience has equipped us with the expertise needed to assist businesses in optimizing their cash and liquidity management strategies effectively.